DescriptionJOB PURPOSETo provide strong support in business performance and analytics for the Products and Channels / Retail Banking Segment. The holder primarily prepares financial performance reports for the business, identifies, and articulates key business performance drivers on an on-going basis, triggering the business on any deviations for timely resolutions.KEY RESPONSIBILITIESProvides objective and analytical commentary into Retail Banking, Products, and Channels performance, highlighting areas of risk and opportunities for the business.Prepares performance reports for relationship managers, branches and sales teams at regular intervals.Holds business performance meetings to agree on an action plan for closing gaps and tracks the status of action plans through to implementation.Provides Retail banking business, Products, and Channels support in understanding and analyzing key drivers of the various cost lines, vis a vis budgets. Track implementation of agreed action plans and follow through to closure.Develops and tracks business scorecards and recommends remedial actions regularly.Provides reports on actual performance and forecasts on a daily, weekly, and monthly intervals to the Retail Banking business on income statement and balance sheet. Highlight risks to the business/Finance on an on-going basis.Ensures alignment of segment and sub-segment performance and initiatives with the overall country objectives.Collects and analyzes market data and competitive trends likely to affect the business budget, making recommendations to enhance product profitability.Co-ordinates development of a suitable and simple MIS for accurate and timely collation and dissemination of information to facilitate effective management of business performance along product and sub-segment lines.Provides support to the retail business and products team by actively participating in key strategic projects to build revenues, providing financial perspective to systems and product design for new products and other initiatives/contracts.Maintains accurate profit models for all Retail banking products, channels, and customer sub-segments.Supports in preparation of business cases and post project assessment for projects in the Retail banking, products and channels segment.Controls: implements appropriate controls within the unit such that both internal policies and regulatory requirements are adequately followed.Risk identification and assessment.Effectively manages operational risk within the business finance unit including ensuring proper functioning of the embedded and periodic controls.Identifies and escalates risk issues within business finance in a timely manner.Conducts periodic self-assessment and assesses other individuals.Extracts and reconciles journal entries (for Balance Sheet & Income Statement GLs) for External AuditMonthly GL reconciliationsTrain sales teams, relationship manager and branch managersREQUIREMENTMinimum Education Qualification:A Bachelor’s degree in Accounting, Finance or Business-related course.A professional qualification (ACCA, CAMS, CCEP, CFA, ACIB, CPA, etc.) is an added advantage.Work Experience:Minimum 4 years demonstrated experience in Business Partnering.Required Competencies (Knowledge, Skills & Abilities):In depth understanding of short, medium, and long-term strategies, goals and objectivesBudgeting and forecasting (planning and control) and AnalysisHighly conversant with management reporting practices, business planning and supportKnowledge of business partnering concepts and managing for value reportingComprehensive understanding of banking products and services especially Retail portfoliosDetailed understanding of customer segmentation and service principlesGood knowledge of Retail and competitor environmentAn appreciation of the PESTEL factors and their impact to the businessIs abreast with trends in Finance and banking and emerging legislation and trends in BankingA basic understanding of regulatory and financial reporting standards (IFRS)High level experience in working with computerized accounting and banking systems.Ability to think creatively and develop innovative solutionsBroad Knowledge of banking practices and management techniquesGood interpersonal, communication and presentation skillsTeamwork, analytical forecasting and risk assessment skillsAbility to interact with senior management of the Bank Knowledge of procedure for installation and configuration of data basesUnderstanding of System development cyclesKnowledge of Firewalls/proxies and Routers/switchesUnderstanding of Network scanners/ vulnerability assessment tools